My Frugal Miser - July 2025 Income

 My income in July would be much lower, but meeting work I did in June was paid last month.

Meeting income was decent but was almost entirely from work I did in June.  I only worked two days in July.

I received rent from both rental properties in Alabama, but the property manager for one of them was notified that the tenants are moving out at the end of August. I received one distribution from Realty Mogul.  

Open Door Capital continues to pay interest on the promissory note.

I completed one Amazon route.  Unfortunately rates are very low right now and I can't justify putting on the mileage for what Amazon is offering.

July Income: $9,180

$4,132 Meeting Jobs
$0 Gig Apps (Rideshare, Food Deliveries, etc.)
$72 Amazon Deliveries

$2,778 Rental Income (Rental Expenses: $366)
$2,198 Interest Income

$0 Other Sources

Investment Accounts Change in Value: $2,004

My brokerage accounts were up slightly in July.

My Frugal Miser - July 2025 Expenses

Because of my tax refund, I "made money" on expenses last month.  To be fair, strip out the tax refund and I spent $3,693 in July.  

• I spent over $1,000 on Health and Dental.  I'm cursed with bad teeth and had two extracted last month.
• Food was elevated.  Even though we were on a cruise for 12 days, most of the port days were full days away from the ship, and food in Europe isn't cheap.
• I received a $10,000 refund from the IRS.  Unfortunately many of my real estate syndications are struggling, and the losses offset much of my income last year.

Fun

We love adventures.  Spending on experiences makes us better humans.  

• I received another deposit from Chumba Casino ($720).
• On our cruise we spent a lot of money (some of this will show up in August's report).  Notables include a $336 tour in Berlin, $252 car service, and $150 for tickets to a London matinee of Book of Mormon.
• I pay for two AMC A-List subscriptions each month.

July Expenses:  $6242 income (really $3,693)

$42 Auto (service, gas, insurance, AAA, etc.)

$49 Bank Fees (annual fees on credit cards)
$59 Clothing/ Personal Care

$1,304 Fun (vacations, movies, gambling, alcohol, concert tickets)

$543 Food

$1,135 Health and Dental

$58 Household/Home Repairs

$3 Unreimbursed Job Expense

($380) Reimbursed Job Expense income this month

$0 Interest Expense

$274 Miscellaneous (cat sitter, gifts)

($9,936) Taxes income this month

$241 Utilities 

My Frugal Miser - June 2025 Income

My income in June was down a bit due to a shift in interest income.

Meeting income was decent.  I earned a little over $9,000, but haven't been paid for an 8 day meeting from the end of the month.

I received rent from both rental properties in Alabama. I also received one distribution from Realty Mogul.  

Open Door Capital continues to pay interest on the promissory note, but I am not reporting interest income in June.  The company changed ACH providers which shifts the payment into the following month.  Nothing to worry about for now.

I received $121.50 from leftover funds in a settlement between Amazon Flex and the FTC.

June Income: $8,638

$5,834 Meeting Jobs
$0 Gig Apps (Rideshare, Food Deliveries, etc.)
$ Amazon Deliveries

$2,576 Rental Income (Rental Expenses: $366)
$107 Interest Income

$122 Other Sources

Investment Accounts Change in Value: $7,940

My brokerage accounts were up in June.

My Frugal Miser - June 2025 Expenses

Thanks to a fat sweepstakes deposit from Chumba Casino and job reimbursement income, June was a great month.  

• I spent less than $100 on food because I worked 23 days in June.  I am usually reimbursed for food when I'm on the road.
• I bought a lifetime alignment package for the car.  I also had to pay court costs for a traffic ticket that was dismissed.
• When I switched from an ACA health care plan I also cancelled my dental insurance.  In its place I paid $249 for a VIP plan directly with a new dentist.  The plan includes two cleanings, X-rays and a 20% discount on all services for a year.
• Clothing/ Personal Care was the most "frivolous" category in June.  I bought a 3 pack of reflexology sessions.  It's the one way I pamper myself.  I also bought a new shirt and some hygiene products.

Fun

We love adventures.  Spending on experiences makes us better humans.  

• I received a big deposit from Chumba Casino and then played the deposit (you have to play through it once before redeeming) to an extra $200.  This was offset slightly by the $400 I spent to upgrade our cabin to a balcony on our upcoming Scandinavian and Baltics cruise out of London.
• I pay for two AMC A-List subscriptions each month.

June Expenses:  $108

$462 Auto (service, gas, insurance, AAA, etc.)

$349 Bank Fees (annual fees on credit cards)
$357 Clothing/ Personal Care

($1,350) Fun (vacations, movies, gambling, alcohol, concert tickets) income this month

$89 Food

$442 Health and Dental

$43 Household/Home Repairs

$0 Unreimbursed Job Expense

($1,082) Reimbursed Job Expense income this month

$0 Interest Expense

$64 Miscellaneous (cat sitter, gifts)

$227 Taxes

$141 Utilities