During January my total expenses were much lower than my income. One of the most frustrating expenses was a $320 chargeback ($300 plus $20 fee!) from Paypal because my deadbeat scam artist tenant either contested one of her rent payments or she stole someone's identity with a name similar to hers to pay her rent in October. I thought evicting her would be the end of it - the pain and misery continues!
As far as my personal expenses, nothing was out of the ordinary. I spent $68 on a new bicycle (after redeeming some Amazon gift cards). I also bought a new pair of casual pants and some t-shirts. Last year I only spent $71 on clothing so the $29 I spent in January will last me a while. Even though I made several out of town trips, I only spent $36 on my car because I got free gas and oil changes by mystery shopping.
January Personal Expenses ($1,218)
$36 Auto (all for fuel)
$0 Bank Fees
$29 Clothing
$42 Entertainment (movies, gambling, alcohol)
$151 Food
$0 Gifts Given
$29 Clothing
$42 Entertainment (movies, gambling, alcohol)
$151 Food
$0 Gifts Given
$546 Household/Housing/Home Repair
$159 Health and Dental Insurance
$159 Health and Dental Insurance
$0 Medical/Dental
$0 Miscellaneous
$0 Personal Care
$0 Miscellaneous
$0 Personal Care
$0 Subscriptions
$0 Taxes
$0 Taxes
$186 Utilities
$68 Vacation and Recreation
January Business Expenses ($1,955)
$1075 Mortgage Interest (rental properties)
$151 Interest on Debt (not including Mortgage Interest)
$729 Rental Properties - Maintenance and Repairs
Total January Expenses : $3,173
Notes
$68 Vacation and Recreation
January Business Expenses ($1,955)
$1075 Mortgage Interest (rental properties)
$151 Interest on Debt (not including Mortgage Interest)
$729 Rental Properties - Maintenance and Repairs
Total January Expenses : $3,173
Notes
- I don't include principal payments in my expenses, only the interest portion of my monthly mortgage bills.
- I expect Auto Service to increase, but it hasn't yet. The Corolla has over 165,000 miles on it.
- Utilities expense is going to decrease starting in February. My partner will begin paying the water bill.
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