My Frugal Miser - May Expenses: $2,886

My gluttonous ways continued into May.  While I need to spend less than $1,667/mo. to achieve my spending goal, I was way over.

First, the good stuff.  I received $680 in refunds, net of expenses, by switching from 21st Century to GEICO for car insurance.  That's huge and I learned that loyalty is meaningless, at least when it comes to car insurance.  I was with 21st Century for about 12 years, but GEICO proved to be significantly less expensive for me.

Entertainment spending includes the $100 I lost in Las Vegas.  Two weeks of gambling and all it cost me was $100, so I'm not complaining.  I also spent over $900 on vacation expenses.  This includes the trip to Omaha at the beginning of the month as well as the Vegas trip.  In Vegas I included our meals and all tips in the vacation category.

Other notables include the $480 in bank fees.  I took advantage of a large 0% cash advance offer on one of my credit cards.  There was a 3% fee upfront for the advance.  I had a medical emergency while in Vegas, and part of the cost of that was paid in May.  I am awaiting the ER bill.

May Expenses:  $2,886

$(341) Auto ($0 for service, $680 INCOME for insurance refund, $152 for fuel, $187 for depreciation)

$480 Bank Fees

$21 Clothing

$0 Computer

$138 Entertainment (movies, gambling, alcohol)

$192 Food

$21 Gifts Given

$659 Household/Housing/Home Repair

$245 Health and Dental Insurance

$0 Investment Expenses

$160 Medical/Dental

$133 Miscellaneous

$158 Personal Care

$0 Subscriptions

$0 Taxes

$82 Utilities

$937 Vacation and Recreation