I finally closed on the house in June. Starting in July I will have considerable home repair expenses from all the upgrades the house requires. We aren't able to move in yet - the HVAC system needs to be replaced, plus it would be nice to have floors.
There were some large expenses this month. I insured the house for a year. I took the highest deductible, highest hurricane deductible, but also the best liability coverage (there is so much fraud in my area that I want to be protected against lawsuits). That was $900. I also upgraded our phones. The battery was no longer holding a charge, and I had gone cheap when we bought the old phones by choosing a single band phone that did not have a signal in many places outside Florida. The new phones cost $650, but I will receive a $200 rebate in the form of a VISA prepaid card. We have Republic Wireless, so the phones are not subsidized. Since we don't currently have Internet access I did upgrade our data plan to 4G. Finally, I spent $772 on two round-trip tickets to Ecuador. One of my 2014 goals is to travel internationally, and we will do so in September (more details to come). The flights were significantly less expensive (more than $200 saved) than they had been every time I checked before, so I pulled the trigger.
I haven't paid the medical bills from the ER visit while we were in Vegas. On principle, I am working with a medical bill negotiator to try to reduce the fees. My bill was nearly $4,000, and all that was done was one chest X-Ray and blood was taken.
June Expenses: $5,724
$426 Auto ($58 for service, $3 for car wash, $3 for tolls, $362 for fuel, $1,160 for depreciation)
$0 Bank Fees
$8 Clothing
$0 Computer
$78 Entertainment (movies, gambling, alcohol)
$265 Food
$0 Gifts Given
$687 Household/Housing/Home Repair
$900 Home Insurance
$900 Home Insurance
$245 Health and Dental Insurance
$0 Investment Expenses
$0 Medical/Dental
$0 Miscellaneous
$143 Personal Care
$0 Subscriptions
$0 Taxes
$979 Utilities
$772 Vacation and Recreation
I know the feeling (the hospital bills). My wife, on admission for a perforated appendix told the intake person she'd had a full hysterectomy 2 years ago. They billed her for a pregnancy test. I believe in miracles too, but really?
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