Quick update from the steamy swamps of Tampa Bay...
I've been working tirelessly this year to simplify my finances by eliminating accounts and paying off debt. August marks a major milestone: I have now paid off my student loan debt.
Getting rid of my student loans wasn't about saving on interest: I consolidated at the perfect time and my interest rate was only 1.625%. It was about eliminating a monthly debit from my checking account. The psychological affect - one less bill every month, one less form to file on my taxes, one less account to track on my monthly spreadsheet - was more important than anything else.
So, with that, there's a new, more noble goal: pay off the mortgage on my rental property. I owe about $58,000 on it, and pay $449/month. Getting this paid off will have a noticeable impact on my cash flow.
Congratulations! Paying off your student loans is a huge accomplishment!
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