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Saturday, November 4

My Frugal Miser - October 2023 Expenses

 October spending was high.

  • I replaced the tires on the Elantra and paid the annual AAA dues.
  • While having my teeth cleaned I mentioned a little discomfort in one tooth.  The dentist started a crown, but while waiting for the permanent crown I was in a lot of pain.  Found out I needed a root canal.  Spent nearly $2,000 for the crown and root canal.
  • Since I didn't work as much, we spent more on food than we normally do.

Fun

We love adventures.  Spending on experiences makes us better humans.  
  • I planned a 3 night getaway to Columbus, OH to take a closer look at a real estate deal.  It was $250 roundtrip for airfare for two.  To keep my partner entertained, I bought concert tickets for one night and tickets to see Mrs. Doubtfire a second night.

October Expenses:  $4,789

$928 Auto (service, gas, insurance, AAA, etc.)
$0 Bank Fees (annual fees on credit cards)
$140 Clothing/ Personal Care
$1,323 Fun (vacations, movies, gambling, alcohol, concert tickets)
$635 Food
$1,989 Health and Dental
$147 Household/Home Repairs
$134 Unreimbursed Job Expense
$880 Reimbursed Job Expense income this month
$0 Interest Expense
$10 Miscellaneous (cat sitter, gifts)
$266 Taxes
$52 Utilities 

Thursday, November 2

My Frugal Miser - October 2023 Income

October was a mixed bag.  I worked two meetings plus one night for a DMC (destination management company), but overall meeting work was slow.  

I received rent from both Alabama rental properties and one distribution from Realty Mogul and Open Door Capital.

Continuing from last month, I'm reporting the interest income from my retirement portfolio.  I receive a little more than $2,000/month from a loan I made to Open Door.  I also am in the process of deploying the other funds in my Self-Directed IRA and plan to report any distributions I receive in the future.

I did three Amazon routes in October.

October Income: $10,978

$4,746 Meeting Jobs
$0 Gig Apps (Rideshare, Food Deliveries, etc.)
$248 Amazon Deliveries
$3,231 Rental Income (Rental Expenses:  $304)
$2,632 Interest Income
$121 Other Sources

Investment Accounts Change in Value:  $4,522

My investments were up slightly in October.