My spending in January wasn't too crazy last month. The $1,100 I spent on reimbursed job expenses will be paid to me in February, and generally I make money in this category because it includes mileage reimbursement. I also paid the yearly insurance bill on our house. Take those out and it cost about $2,000 to maintain my lifestyle in January.
- I spent nearly $300 on gas. I drove to Sarasota and Orlando a couple of times for work (mileage was reimbursed). I also did several Amazon routes using my own vehicle.
- Spending on food improved, but I think I could do better. The good news is that I spent less than $20 on eating out; the rest is for groceries.
- Bank Fees were for two credit card annual fees. I generally recoup those fees with the value they offer.
- The largest expense was my Homeowner's Insurance payment. It went up a few hundred dollars to $1,569. Insurance in Florida is high.
- Health and Dental costs are creeping up, too. I paid $255 for my marketplace health insurance, $9 for dental insurance, $90 for a dermatologist visit, and $249 to Sesame for an online prescription for weight loss medication. If the medication works, I think I can offset it by spending less on food.
Fun
We love adventures. Spending on experiences makes us better humans.
- I paid the $677 balance for our summer cruise.
- I bought our alcohol-substitute powder (U Relax) and our AMC A-List subscriptions.
- All of my fun spending was offset by deposits from the Chumba Casino sweepstakes entries I submitted.
January Expenses: $4,794
$361 Auto (service, gas, insurance, AAA, etc.)
$547 Bank Fees (annual fees on credit cards)$154 Clothing/ Personal Care
($452) Fun (vacations, movies, gambling, alcohol, concert tickets) income this month
$453 Food
$633 Health and Dental
$1,610 Household/Home Repairs
$140 Unreimbursed Job Expense
$1,109 Reimbursed Job Expense
$0 Interest Expense
$154 Miscellaneous (cat sitter, gifts)
$75 Taxes
$11 Utilities
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