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Sunday, March 2

My Frugal Miser - February 2025 Expenses

I can't remember the last time my monthly spending was a net income, not expense.  I received reimbursement from job expenses incurred last month, which amounted to a surplus of $1,583.  I also won $1,700 playing blackjack at the Hard Rock Punta Cana where I worked last month.

  • Spending on food was minimal because I worked almost every day and food is often provided by my clients.
  • Bank Fees were for two credit card annual fees.  I called to cancel my AMEX Business Gold Card and was offered 15,000 points (minimum value = $150) to keep it open.
  • Health and Dental costs were high again.  I paid $255 for my marketplace health insurance, $9 for dental insurance, $210 to have a dentist repair a crown that fell out, and $249 to Sesame for an online prescription for weight loss medication.  

Fun

We love adventures.  Spending on experiences makes us better humans.  
  • In addition to the $1,700 blackjack win, I received two deposits totalling $900 from Chumba Casino for submitting sweepstakes entries.  paid the $677 balance for our summer cruise.
  • I bought our alcohol-substitute powder (U Relax) and our AMC A-List subscriptions.
  • I bought tickets for a concert in April in Atlanta.
  • All of my fun spending was offset by deposits from the Chumba Casino sweepstakes entries I submitted.

February Expenses:  $1,087 income

$185 Auto (service, gas, insurance, AAA, etc.)
$925 Bank Fees (annual fees on credit cards)
$47 Clothing/ Personal Care
($2,353) Fun (vacations, movies, gambling, alcohol, concert tickets) income this month
$66 Food
$745 Health and Dental
$2 Household/Home Repairs
$58 Unreimbursed Job Expense
($1,583) Reimbursed Job Expense income this month
$0 Interest Expense
$96 Miscellaneous (cat sitter, gifts)
$33 Taxes
$0 Utilities 

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